Saturday, January 22, 2011

Advanced Colon Cancer Symptoms

Cancer insurance over the past several years has become rapidly more popular in the supplemental insurance world. Why is this? The main reason is that, health coverage has become more expensive, forcing individuals to elect higher deductible plans for lower premiums, thus leaving larger gaps in coverage. Another reason is because cancer treatments are getting much more expensive, and people cannot afford them. Cancer Insurance helps pay for treatment, chemotherapy, radiation, which are some of the main cancer costs.Is it worth it?Critics of cancer insurance say that it might be something someone pays for 10 years, and never use it. So the question individuals might have to ask themselves is, "Do I want to have it and possibly not use it?" Or, "Be caught without it?" According to the American Cancer Society, the average debt for a cancer survivor is $38,000. This is an extremely alarming statistic. This is more than the average yearly income of the averageAmerican. "A study found that 1 in 4 with cancer reported using all, or most of their savings to treat cancer, and about 1 in 4 with health insurance also reported using all or most of their savings for treatment." - HealthReform.gov.You be the judgeTake a look at the facts. Statistics show that most people aren't realistically able to afford cancer costs and treatments. Cancer insurance is designed to cover out of pocket expenses, and serve as an additional source of funds throughout an individuals cancer treatment. Most cancer policies are between $12 & $25 per month, depending on what level of coverage is chosen. Critics acclaim that cancer insurance is necessary, but based on factual data, Americans in general cannot afford to pay for cancer costs. You be the judge.Joshua S. Smith covers topics including health care, insurance, cancer insurance and various other supplemental insurance products.Article Source: http://EzineArticles.com/?expert=Joshua_S._Smith
    Joshua S. Smith - EzineArticles Expert Author

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